Fear, uncertainty, and doubt (“FUD”). I seem to be encountering FUD everywhere – my neighbors, other parents when dropping my daughter off at school, business associates, and most concerning, my current clients. What will the stock market do tomorrow? Will the government stimulus package work? Will I lose my job? Should I delay investments and purchases? I find that FUD is often the stimulus for change. The change to which I am referring is your current clients fleeing to the compe…

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